A few weeks ago on tour I stayed in a private room in the home of someone I did not know for a week and rode my bicycle two miles to work. If you would have come up to me three years ago and told me I would be doing Continue Reading
Thoughts
“Hidden” Perks
In my article about the library I was amazed at some of the benefits I found that were offered for free and all it took was a few minutes of playing around on the library website to discover them. The great thing though, is that many companies offer perks that, Continue Reading
Myth: You can’t have nice things and be frugal
I was reading through posts in a facebook group about financial independence recently and someone asked about the best way to buy fresh flowers for their home. Sadly, there were many replies talking about how flowers, especially fresh flowers, were not a very frugal choice. While I admit for myself, and Continue Reading
#Funemployment
In 63 days I am going to be unemployed, with no job lined up, for the first time in years and I am perfectly content with this fact. It’s very easy to talk about the concepts of financial independence and frugal living; to talk about savings rates, emergency funds, investments, Continue Reading
Free Books, Movies, and More!!
Growing up I remember my mom taking me to the library often for story times, educational events, or to just check out books. As I grew I remember participating in the Summer reading program sponsored by the library and earning free books for completing it. Before I went to college Continue Reading
Investing is Easy and Boring
Disclaimer: This is a very quick overview of the best investment method I have found. I’m sure in the coming weeks I will dig deeper into the rabbit hole of investing, but wanted to at least give you a direction in which to look as time in the market is Continue Reading
Automate to Optimize
I have found that when someone meets a person who saves +50% of their income there is usually a statement made along the lines of, “That’s great, I wish I could do that.” Due to our societal hangups with talking about money, the conversation usually is not pressed as to Continue Reading
Emergency Emergency
Fund. Personally the emergency fund is one of the greatest financial tools in freeing me from stress and worry. Having a set amount of easily accessible cash set aside that remains untouched, barring an emergency, allows me to not have to worry about unexpected repair bills, layoffs, etc. It is Continue Reading
Avocado Toast Matters
In May of 2017 the news media, blogosphere, twitter sphere, and almost every other sphere went crazy when Australian Real Estate Mogul Tim Gurner suggested that avocado toast was the reason a lot of millennials were not able to buy a home. Similar eruptions have happened whenever someone, usually a Continue Reading
Step 3 for Frugal Living
Last week I talked about how interest can be one of the greatest wealth inhibitors/creators in life. The best way to make sure that interest is not a wealth inhibitor in your life is to avoid/eliminate debt. As I have mentioned numerous times the goal of frugal living/financial independence is Continue Reading