In 63 days I am going to be unemployed, with no job lined up, for the first time in years and I am perfectly content with this fact. It’s very easy to talk about the concepts of financial independence and frugal living; to talk about savings rates, emergency funds, investments, Continue Reading
frugality
Free Books, Movies, and More!!
Growing up I remember my mom taking me to the library often for story times, educational events, or to just check out books. As I grew I remember participating in the Summer reading program sponsored by the library and earning free books for completing it. Before I went to college Continue Reading
Automate to Optimize
I have found that when someone meets a person who saves +50% of their income there is usually a statement made along the lines of, “That’s great, I wish I could do that.” Due to our societal hangups with talking about money, the conversation usually is not pressed as to Continue Reading
Emergency Emergency
Fund. Personally the emergency fund is one of the greatest financial tools in freeing me from stress and worry. Having a set amount of easily accessible cash set aside that remains untouched, barring an emergency, allows me to not have to worry about unexpected repair bills, layoffs, etc. It is Continue Reading
Avocado Toast Matters
In May of 2017 the news media, blogosphere, twitter sphere, and almost every other sphere went crazy when Australian Real Estate Mogul Tim Gurner suggested that avocado toast was the reason a lot of millennials were not able to buy a home. Similar eruptions have happened whenever someone, usually a Continue Reading
Step 3 for Frugal Living
Last week I talked about how interest can be one of the greatest wealth inhibitors/creators in life. The best way to make sure that interest is not a wealth inhibitor in your life is to avoid/eliminate debt. As I have mentioned numerous times the goal of frugal living/financial independence is Continue Reading
Step 2 for Frugal Living
I came across the above image on facebook a few days ago and think it points to a major hindrance of wealth accumulation. The comments section for the image was filled with numerous people telling stories of how they have bought numerous items for which they did not go to Continue Reading
The Basics
Growing up I played soccer for many seasons and I always hated the first few weeks of practice. No matter how many seasons you had played, the first few weeks of practice were always spent going back to the basics. You spent time dribbling, practicing passing with your teammates, practicing Continue Reading
Step 1 for Frugal Living
I was having breakfast with a coworker recently and they were mentioning that they wanted to get better at savings. I gave them the advice that I had read in numerous books, heard on numerous podcasts, but personally fought and fought for ages though it has now become my top Continue Reading
The Why of Frugal Living
I enjoy reading leadership/business books and about a year ago I read Simon Sinek’s book, Start with Why. The main point of the book is that while a lot of companies are very good at telling you what they do, and some even how they do it, the best companies Continue Reading